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Friday, July 3, 2015

How to write a letter to the bank branch manager for activation of dormant/inoperative account

Now a day we all have Bank Account and some people have more than one accounts but maintain those accounts are not possible for all for either financial or some other reason. Accounts which are not operated regularly become a dormant account. Dormant account means inoperative accounts. According to RBI guidelines account which has not been used either for cash deposit or cash withdrawn becomes a dormant account. The good news is that you can now reactivate the dormant account but for that you need to give an application letter to the branch manager and you also need to submit KYC documents with it. Here I have given a sample letter below which you can modify and add your own personal details. Hope that it will be useful for you.

The Branch Manager,
Bank of India,
Delhi Branch,

SUB: Request of activation of dormant account

     I, Ashok Kumar Mallllhotra, maintaining the saving bank account number 12341011000XXXX with you.
     The above mentioned saving account has not been operated by me for a long time. Recently I have noticed that the bank account is dormant.
So, I request you to activate the dormant account so that I can operate the account again.

Thanking you.                                                                                                       Yours faithfully,
Date: DD/MM/YYYY                                                                                    Ashok Kumar Malhotra

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