How to download Pradhan Mantri Suraksha Bima Yojana Insurance certificate online and claim form (PMSBY) http://pmsby.newindia.co.in/

Our Prime Minister Sri Narendra Modi mentioned in 2015-2016 budgets that the government is planning for a insurance and pension scheme for the people of India. Many people of our country specially the underprivileged people and people working in unorganized organization are without any insurance. India is a country of young people and when these young ages they are going to be pension less so a pension scheme has been launched. The pension and insurance policy has made especially for the poor people.  

To help the poor and needy people our PM Sri Narendra Modi has approved Pradhan Mantri Suraksha Bima Yojna(PMSBY), Atal Pension Yojna(APY), and Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY).

In  Pradhan Mantri Suraksha Bima Yojna(PMSBY) insurance policy holder can receive up to 2 Lakh rupees for death and irrecoverable loss. The policy scheme will be for one year and will be renewed every year. Any person willing to take the advantage of the insurance policy must be between ages 18 to 70 years.

What are the benefits of Pradhan Mantri Suraksha Bima Yojna(PMSBY)?

According to the official notification of approved Pradhan Mantri Suraksha Bima Yojna (PMSBY) a policy holder will receive the following benefits.

For the death of the policy holder between ages 18 to 70 a assured sum of rs 2 lakh will given by the insurance company.

Complete loss of both eyes or loss of both the hands or loss of one eye and loss of hand or foot a assured sum of Rs 2 lakh will be given by the insurance company to the policy holder.

Total and irrecoverable loss of eyesight of one eye or loss of one hand or foot a assured sum of Rs 1 lakh will be given to the policy holder.

Cost of premium for Pradhan Mantri Suraksha Bima Yojna(PMSBY)

According to the official notification each and every family member can join in Pradhan Mantri Suraksha Bima Yojna(PMSBY). Pradhan Mantri Suraksha Bima Yojna(PMSBY) is specially made for the people working in unorganized sector and for the poor people. Keeping in mind the above situation the Government has decided to keep the insurance price as low as possible.

Pradhan Mantri Suraksha Bima Yojna(PMSBY) policy price is Rs. 12/Year.

The policy premium will be auto deducted each year from the policy holder’s savings account.

How to become eligible for Pradhan Mantri Suraksha Bima Yojna(PMSBY)?

Government of India made it simple so that every common countryman can take the benefit of the policy. To be able to join in Pradhan Mantri Suraksha Bima Yojna(PMSBY) you must fulfill the following requirements.

You must have a running saving account (Please do not apply with a dormant account)

Your age should be between 18 to 70 years

You agree the terms and give permission to the respective bank to auto debit Rs 12 each year from your saving account.

How to download Pradhan Mantri Suraksha Bima Yojna(PMSBY) insurance certificate online?

New India Insurance has made a great step to give the chance to the common man to get their certificate online without any hazard. When your insurance policy is started he insurance company will send you a SMS with the insurance policy number. You can also get a printable version of the policy online. To download printable versions of your policy follow the simple steps.

(1) First visit to http://pmsby.newindia.co.in/

(2) Enter the name your saving bank which you gave during the application fillup of Pradhan Mantri Suraksha Bima Yojna(PMSBY)

(3) After that either put Saving bank account number of put Insurance policy number(Only if you have received through SMS).

(4) Now enter any one of the details Date of birth/Customer ID/Your registered mobile number during policy application.

(5) Click on the search button to get your insurance certificate online in PDF format.

Some doubt that may come in your mind:

► I am trying to download the policy but it is not getting downloaded from Chrome browser; what can I do?

This is not a serious problem it is happening as your chrome is blocking a popup window. When you click on the search button a popup window will be blocked by the chrome. You can see it at the address bar of your page. Click on the highlighted area shown in below image and allow the blocked popup window and click search button again. Now you can download your policy without any problem with Google chrome.

► We have a joint account; can we use the same account for PMSBY?

Yes. Joint account holders can use the same account for the Pradhan Mantri Suraksha Bima Yojna(PMSBY).

For any further information about Pradhan Mantri Suraksha Bima Yojana click here