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Saturday, July 29, 2017

How to calculate SBI monthly average balance minimum balance penalty fine


SBI(State Bank of India) now a largest bank in India after merging with 5 associate banks(State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH), State Bank of Mysore (SBM), State Bank of Patiala (SBP) and State Bank of Travancore (SBT)) and BMB.  SBI now has become a large bank with more than 39 crore accounts with 24000 branches and more than 50000 ATMs all over India. Recently SBI has declared to improve its facility to its customers by providing facilities which private and international banks provide.  With this SBI has also declared to charge of fees for non maintaining of account balance. Minimum account balanced will be calculated based on monthly average balance. This section will give you the technique to calculate your minimum charge fees for your SBI account. Remember that SBI will charge maximum of rupees 100(service tax will be added with this). SBI has segmented the branches based on location, for metro city branches MAB is 5000, For urban MAB 3000, for semi urban MAB 2000 and for rural MAB is 1000.


How to calculate SBI monthly average balance or minimum balance fine

SBI tweet display the MAB and fees

Before discussing about how to calculate monthly average balance first need to know about MAB of monthly average balance.

What is MAB or monthly average balance ?

It is nothing but the addition of all day’s closing balance in a month and dividing it with number of days in that month.
Basic formula is:
MAB= (Sum of all end of the day closing balance)/Number of days in a particular month
If you want to understand this clearly then follow the below example. The following example has been given for rural area SBI account holders.


MAB(Monthly average Balance calculation for the month of January 2017


Day
Debit
Credit
EOD closing balance
1


5000
2
3000

2000
3


2000
4


2000
5


2000
6


2000
7


2000
8


2000
9


2000
10


2000
11


2000
12


2000
13


2000
14


2000
15


2000
16
1000

1000
17


1000
18


1000
19


1000
20


1000
21


1000
22


1000
23


1000
24


1000
25


1000
26


1000
27


1000
28


1000
29


1000
30


1000
31


1000


For this case MAB will be

Explanation: Day 1 EOD closing balance is 5000 and from day 2nd  to day 15th i.e is 14 days. Therefore 14*2000. From 16th to 31st EOD 1000 is maintained therefore 16*1000.
MAB= {(5000+(2000*14)+(1000*16)}/31
         = 1580.64

This MAB is appropriate for rural areas where MAB is 1000.

Similarly you can calculate for metro, urban and semi urban cities account holders.

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Friday, July 21, 2017

recent Tourism minister of different states in India


It will be quiet hard to find a person who does not have tourism thrust at any stage of their life. India is a country with rich cultural heritage. From Kashmir to Kanykumarika Indian civilization have seen the cultural rich diversity. Tourism is a quench of mind and eye. Many Hindu tourist places are there which is full of cultural heritage.  Like Baranasi, Mathura, Konark sun temple, Somnath Temple, Dwarka temple, Lingraj temple etc. There are different type of tourism in India. Inbound tourism. India is most famous for its inbound tourism. Outbound tourism is also famous. Nowadays in competitive exams are asking different sates ministers name with their working field. Here from this article you will learn to know different states tourism ministers name.

recent Tourism minister of different states in India


Post Updated on 21.07.2017

1. Tourism minister of Andhra Pradesh Ms. Bhuma Akhila Priya

2. Tourism minister of Arunachal Pradesh Pema Khandu

3. Tourism minister of Assam Dr. Himanta Biswa Sarma

4. Tourism minister of Bihar Smt. Anita Devi

5. Tourism minister of Chhattisgarh Dayal Das Baghel

6. Tourism minister of Goa Manohar Azgaonkar

7. Tourism minister of Gujarat Ganpat Vasava

8. Tourism minister of Haryana Ram Bilas Sharma

9. Tourism minister of Himachal Pradesh Mansa Ram

10. Tourism minister of Jammu and Kashmir Priya Sethi

11. Tourism minister of Jharkhand Shri Amar Kumar Bauri

12. Tourism minister of Karnataka PRIYANKA KHARGE

13. Tourism minister of Kerala A.C. Moideen

14. Tourism minister of Madhya Pradesh Surendra Patwa

15. Tourism minister of Maharashtra JayKumar Rawal

16. Tourism minister of Manipur N Biren Singh

17. Tourism minister of Meghalaya MUKUL SANGMA

18. Tourism minister of Mizoram John Rotluangliana

19. Tourism minister of Nagaland SH C. APOK JAMIR

20. Tourism minister of Odisha Ashok Chandra Panda

21. Tourism minister of Punjab Sohal Singh Thanda

22. Tourism minister of Rajasthan smt Krishnendra Kaur (Deepa)

23. Tourism minister of Sikkim Ugen T. Gyatso

24. Tourism minister of Tamil Nadu S.P. Shunmuganathan

25. Tourism minister of  Telangana  Azmeera Chandulal

26. Tourism minister of Tripura Shri Ratan Bhowmik

27. Tourism minister of Uttar Pradesh Smt. Reeta Bahuguna Joshi

28. Tourism minister of Uttarakhand Satpal Maharaj

29. Tourism minister of West Bengal Sri Gautam Deb

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Sunday, July 2, 2017

What is K-map and how to design full adder circuit simplifying SOP equation?


Friends, today I am going to give you good news. From today we are going to post tutorial lessons related to engineering subjects as well as Polytechnique subjects. Many regular readers of this blog have suggested posting tutorials related to engineering subjects. So this decision is definitely bringing a smile on their face. With this, we will still continue to post other useful education-related tutorials. Our first post related to engineering subject will be from electronics. This tutorial is specially prepared for WBUT (MAKAUT) but it will be also useful for every engineering students. Here in this basic electronics tutorial, we are going to discuss with karnaugh map. It is popularly known as k-map. You can also treat this tutorial as sample college notes.

What is k-map?

Karnaugh map is also known as k-map, it is a method to simplify boolean expressions. The number of k-map cells depends on the number of input variables.
Eg: of no. of input variables = 2
Therefore, no. of cells = 22

Basic rules of K-map:

1. Number of K-map cells = 2where n= number of input variables

2. Create groups with the only 1s for the sum of products equation.

3.  When creating groups in K-map, make sure groups are formed at right angles(i.e. either rectangular shape or square formation)

4. Groups are formed in 2n order

5. Overlapping of groups are allowed in K-map

variables, 3 variables, 4 variables K-map

3 Variable K-map

K-map for full adder and simplifying equation

Full Adder Truth Table
K-map for Cout
K-map for Sum
Cout SOP equation

Sum SOP equation
Full Adder Circuit Diagram



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